​​Overview, Comparison, & Features

PayPal is an e-commerce platform designed to assist individuals and corporations accept and make digital payments and remit money without having to supply financial information. It boasts of bank-level technology to make sure secure transactions between customers and vendors using all kinds of credit/debit cards that PayPal supports.

The platform also allows you to simply accept payments on all fronts whether online, in-store, or by the bank. It also allows you to email your invoices to customers. PayPal may be a scalable e-wallet solution that will serve the requirements of online merchants and businesses of all sizes. It is ready to simplify the customer checkout process through one-touch operations to hurry up company sales and opening how for corporate growth.


  • Business Home

  • Freelancer Payments

  • B2B Payments

  • Website Payments


Try PayPal



  • Accept Payments Online

  • Express Checkout

  • Credit Card Reader

  • Bill Me Later

  • Barcode Scanning

  • Inventory Tracking

  • Virtual Terminal

  • Shopping Cart

  • PCI Compliance

  • Online Invoicing

  • Mobile Card Reader

Pros & Cons:

  • It's easy to set up and use.

  • Integration with a number of shopping cart systems.

  • Can set up recurring payments.

  • PayPal's fees are less than many merchant accounts

  • Create and send invoices right through your account.

  • Clients/customers don't need a PayPal account to pay you.

  • Merchant account is not needed.


  • It can be difficult to contact PayPal's customer service department.

  • Use is limited and the account can be suspended at any time which can result in frozen funds for months.

Why choose PayPal?

PayPal implements the most recent technologies on encrypting data and detecting fraud anti-fraud to offer you peace of mind together with your information and transactions. The digital wallet works on all kinds of devices and operating systems and allows you to accept all sorts of payments using your mobile device during POS. Furthermore, the one-touch feature eliminates redundancy to accelerate the sales and checkout process.
PayPal provides you customization options so you'll build and send branded invoices using pre-built templates. Also, you get out-of-the-box integrations with POS solutions no matter size and sort of vendor.
Try PayPal For Free
What are PayPal's fees?
Fees vary per country. For Purchase Payments (which include payments processed using the REST APIs or PayPal Mobile SDK), there are no setup fees or cancellation fees and volume discounts are available. Also note that you are not charged when you use use PayPal as a payment method.
I've started receiving payments. When can I withdraw funds from my PayPal account?

US Accounts: When you accept payments using Mobile SDKs and REST APIs, the first $5,000 that you accept within any 7-day period will go directly into the available balance of your PayPal account. Additional card payments are available in 7 days.

Non-US Accounts: Login to your PayPal account to view your available funds. Funds availability rules specific to your country may apply.

How do I get my money from PayPal account?
Make sure you add your bank account to your PayPal Business account. Money from your transactions can be added or removed from the bank account associated with your PayPal account.
I want my money back. Can I cancel a PayPal payment?
It’s not possible to cancel a completed payment from your PayPal account. Contacting the seller is often the best way to solve a problem. You can find their contact details by going to your Activity and selecting the payment. 
Otherwise, you can open a dispute within 180 days of the payment date. Here’s how:
  1. Go to your Resolution Center and click Report a Problem
  2. Select the payment and click Continue.  
  3. Select the reason for your dispute, such as:
    • I didn’t receive the item I purchased
    • The product or service is not as described
    • I have a billing issue
How do I add users to my PayPal account?

If you have a Business account, here's how you can add users to your PayPal account:

  1. Go to Account access.
  2. Click Update in the "Manage Users" section.
  3. Click Add User.
  4. Provide the user's information, check each account privilege you're giving this user and click Save.
How do I confirm my mobile phone number with PayPal?
When you add a mobile number to your PayPal account, they send you a text message with a confirmation code. Enter this code to your PayPal account to confirm your mobile number. For security reasons, the code expires in 15 minutes from the time it's issued.
How do I close my PayPal account?
  1. Click the Settings icon next to "Log out."
  2. Click Close your account under "Account options."
  3. Enter your bank account number if requested.
  4. Click Close Account.
Can I reopen my PayPal account?
No. Once you close your PayPal account, it cannot be reopened. You can open a new account, but it won't include your previous transaction history.
Can one bank account be used on two different PayPal accounts?
You can add a bank account to one PayPal account at a time. However, if approved, you may be able to add it to a second PayPal account. You will be informed when linking the bank to the second PayPal account if you have been approved.
How do I contact PayPal customer service?
  • You can message them anytime. Just log in to your PayPal account on the PayPal app or a web browser, go to your Message Center and select New Message.
  • Facebook:
  • If you're on a web browser, go to our Contact Us page.
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